Kansas License Cost
How Much Does It Cost to Get a Kansas Insurance License?
The estimated total cost to get your Kansas insurance license is $350-500 estimated total cost. Here's the full breakdown — prelicensing, exam, application, and fingerprint fees — plus how JustInsurance's $199 all-in prelicensing keeps you on the low end.
Kansas Insurance License Cost Breakdown
Every fee you'll pay between today and your active Kansas insurance license, side-by-side with the JustInsurance all-inclusive price.
| Line Item | Typical KS Cost | JustInsurance Path |
|---|---|---|
Prelicensing course JustInsurance includes practice exams + pass guarantee in the $199 base price. | $595.00 | $199 |
State exam fee (Pearson VUE) Paid directly to Pearson VUE; not refundable on a fail. | $67 | $67 |
License application fee (KID) Paid to the Kansas Insurance Department via NIPR or sircon at submission. | $70 | $70 |
Fingerprinting / background check Fingerprinting required through KS DOI, DCF locations, local law enforcement, Pearson VUE, or KBI (Code: KS920161Z) | $60 | $60 |
| Estimated Total (low–high) | $792 | $396 |
Estimates based on current published fees from the Kansas Insurance Department, Pearson VUE, and the JustInsurance prelicensing catalog. Last verified March 2026. Individual costs may vary by line of authority, fingerprint provider, and county. Total cost range reported by the KID: $350-500 estimated total cost.
Why JustInsurance Costs Less in Kansas
Most Kansas prelicensing providers charge separately for practice exams, retake protection, and pass guarantees. We bundle all three into the $199 base price.
JustInsurance — All-Inclusive
$199 prelicensing
- ✓State-approved Kansas prelicensing course
- ✓Unlimited practice exam access
- ✓Pass guarantee — refund or rebook if you fail (terms apply)
- ✓Affirm financing (3, 6, or 12 months)
- ✓93% pass rate among compliant students
Typical Kansas Provider Stack
$300+ à la carte
- ·Base prelicensing course ($199–$299)
- ·Practice exams sold separately ($49–$99)
- ·Pass guarantee usually a paid upgrade
- ·Limited course-access window (often 30 days)
- ·No published pass rate
Estimated savings vs typical KS provider stack
$396
Includes practice exams and pass guarantee — most providers charge $50–$100 more for these.
What Does a Kansas Insurance License Pay Back?
Even at the high end of the $350-500 estimated total cost range, a Kansas insurance license is one of the lowest-cost licensed professional credentials in the United States. With the average Kansas insurance agent earning $78,750 per year and entry-level agents starting at $36,680, most new licensees earn back their full licensing cost within their first month of selling. The KID reports 2,500 licensed agents currently active in Kansas, with concentrations in Wichita and Overland Park. Career advancement is also fast: experienced agents in Kansas earn between $60,920 and $93,830, and top producers pull in $138,670+ annually.
On the maintenance side, your Kansas license renews every 2 years (24 CE hours, 3 ethics) — that's another $39 every 2 years for a JustInsurance CE package, or roughly $10/course à la carte. Renewal deadline: Last day of birth month (every 2 years).
Hidden Costs to Watch in Kansas
- Exam retakes. The Pearson VUE Kansas exam fee ($67) is charged for every attempt. Retake rules: a 7-day waiting period for your first three attempts, or a 6-month waiting period after your third and any subsequent failures. Failing twice can add $134+ to your licensing cost — practice exams pay for themselves the first time you would have failed.
- Fingerprinting logistics. Fingerprinting required through KS DOI, DCF locations, local law enforcement, Pearson VUE, or KBI (Code: KS920161Z) Travel time and any rescheduling fees are on you, not the state.
- Appointment fees. Once your Kansas license is issued, each insurance carrier you represent submits an appointment to the KID. Carriers typically cover the appointment fee, but a few pass it through to new producers — confirm before signing.
- Course-access expiration. JustInsurance gives you 30-day access to your prelicensing course; many competitors expire access after 30 days, forcing repurchase if your test-day slips. Certificate of completion validity in Kansas: N/A — PLE not required.
- CE non-compliance. Letting your Kansas CE lapse triggers reinstatement fees and (if the lapse runs long) re-examination — a multi-hundred-dollar mistake. Renew on time: Last day of birth month (every 2 years).
Kansas Insurance License Cost — FAQs
What is the total cost to get an insurance license in Kansas?
Plan for $792 all-in to get your Kansas insurance license. That covers prelicensing course, the $67 Pearson VUE exam fee, the $70 KID application fee, and the $60 background-check cost. Fingerprinting is handled per fingerprinting required through ks doi, dcf locations, local law enforcement, pearson vue, or kbi (code: ks920161z). JustInsurance's all-in price for the prelicensing portion is $199.
What happens if I fail the Kansas insurance exam?
If you fail the Kansas state exam, you'll pay the $67 exam fee again for each retake — and depending on your prelicensing provider, you may need to repurchase course access. Retake rules: a 7-day waiting period for your first three attempts, or a 6-month waiting period after your third and any subsequent failures. JustInsurance includes a pass guarantee and unlimited practice exams to keep retake costs at zero.
How much does it cost to renew my Kansas insurance license?
Kansas requires 24 hours of CE every 2 years, including 3 ethics hours. JustInsurance offers a complete Kansas CE package for $39, with same-day reporting to the KID. Single courses start at $10.
Does JustInsurance offer payment plans for Kansas prelicensing?
Yes — JustInsurance offers Kansas prelicensing through Affirm, with monthly payment plans starting at $199 paid over 3, 6, or 12 months (subject to credit approval). You can also pay in full upfront. State exam fees, application fees, and fingerprinting are paid directly to the testing vendor, KID, and the fingerprint provider — those aren't covered by Affirm financing.
What is JustInsurance's refund policy on Kansas courses?
JustInsurance offers a satisfaction-based refund policy on Kansas prelicensing courses — see our terms for full details. State-collected fees (exam fee, $70 application fee, $60 background check) are non-refundable once paid to the KID or the testing vendor. Always confirm requirements before paying state fees.
Explore More Kansas Resources
Dive deeper into Kansas licensing, exam prep, and CE renewal.
Requirements
Kansas License Requirements
Step-by-step legal and documentation requirements from the Kansas Department of Insurance.
Practice
Kansas Practice Exam
Free practice questions modeled on the Kansas state licensing exam.
Prelicensing
Kansas Prelicensing Courses
All state-approved prelicensing course options for Kansas.
Life
Kansas Life Insurance Prelicensing
Prelicensing course for the Life-only license in Kansas.
Health
Kansas Health Insurance Prelicensing
Prelicensing course for the Health-only license in Kansas.
L&H
Kansas Life & Health Prelicensing
Combined Life & Health prelicensing course for Kansas.
CE
Kansas Continuing Education
CE course catalog for Kansas license renewal.
CE Life
Kansas Life CE Renewal
CE hours for Kansas Life license renewal.
CE Health
Kansas Health CE Renewal
CE hours for Kansas Health license renewal.
CE L&H
Kansas Life & Health CE Renewal
Combined Life & Health CE for Kansas license renewal.
Start Your Kansas Insurance License for $199
All-inclusive prelicensing — practice exams, pass guarantee, and Affirm financing built in. Most students recoup the cost in their first month selling.
Start Now for $199