Get Your Arizona Insurance License Online

Getting your Arizona insurance license involves four steps. First, prepare for your exam — Arizona does not require a formal prelicensing course, though most candidates strongly recommend taking one. Second, pass the Arizona state licensing exam administered by PSI (effective September 3, 2025) — you need a score of at least 70% to pass. Third, complete a background check, including fingerprinting. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the Arizona Department of Insurance and Financial Institutions application fee of $120. Most candidates complete the entire process in Approximately 3-4 weeks from start to finish. JustInsurance offers fully online, self-paced prelicensing courses approved for Arizona that get you to exam day confident and prepared.

The total cost to get your Arizona insurance license typically runs $350-$550 total estimated licensing cost. Here is how it breaks down: the PSI (effective September 3, 2025) exam fee is $50, the Arizona Department of Insurance and Financial Institutions application fee is $120, and a background check adds a small additional cost. If you need a prelicensing course, JustInsurance's Arizona combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

Most focused candidates complete the Arizona insurance licensing process in Approximately 3-4 weeks from start to finish. That timeframe covers scheduling and passing the PSI (effective September 3, 2025) state exam, clearing your background check, and waiting for the Arizona Department of Insurance and Financial Institutions to process your application. The PSI (effective September 3, 2025) exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Arizona exam is administered by PSI (effective September 3, 2025) and requires a minimum score of 70% to pass. If you do not pass on your first attempt, you can retake it after scheduling your next available test date, as there is no mandatory waiting period between individual attempts. You are limited to 4 exam attempts per line of authority within a 12-month period. After a 4th unsuccessful attempt, you must wait one full year from the date of your last attempt before retaking. See our full pass rate methodology at /pass-rates.

Insurance agents in Arizona earn an average of $67,580 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $36,990 in their first year while building a client base, and top producers in Arizona can earn $102,280 or more annually. Demand for new insurance producers remains steady in Arizona. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

As of September 3, 2025, Arizona uses PSI Services LLC as its insurance exam provider. Previously, Pearson VUE administered Arizona's insurance exams. You can schedule your exam at PSI test centers throughout Arizona or online via remote proctoring. Arizona licenses run for 4 years and require 48 hours of CE (including 6 hours of ethics) at renewal.