How to Get Your Indiana Insurance Producer License

Indiana's insurance licensing process is administered by the Indiana Department of Insurance (IDOI) under Indiana Code Title 27, Article 1 — a regulatory framework notable for requiring prelicensing education at 20 hours per line, a fingerprint-based background check through Gemalto, and a Pearson VUE exam administered at the distinctive combination of Ivy Tech Community College locations and standard Pearson VUE test centers. The exam fee is $69, the application fee is $40, and the 6-month window (from PLE completion and exam passing to application) creates a clear sequential timeline. Indiana is home to Eli Lilly (one of the world's largest pharmaceutical companies), Elevance Health (world's largest for-profit health insurer by enrollment), and the globally recognized Warsaw, Indiana orthopedic device cluster — creating specialty insurance markets that reward producers who develop genuine local expertise. Here's the complete guide.

Who Regulates Indiana Insurance

Indiana Department of Insurance (IDOI):

Address: 311 West Washington Street, Suite 103, Indianapolis, Indiana 46204-2787

Main phone: 317-232-2389

Email: [email protected]

Website: in.gov/idoi

Insurance Code: Indiana Code, Title 27, Article 1 (IC Title 27, Art. 1)

Producer licensing statute: IC 27-1-15.6

Designation exemptions: IC 27-1-15.6-9

IDOI's distinctive structure: The IDOI is a dedicated insurance regulator — focused exclusively on insurance regulation, similar to Maryland's MIA and Virginia's Bureau of Insurance. IDOI partners with Pearson VUE for exam administration and with Sircon and NIPR for licensing applications.

Ivy Tech partnership: Indiana is one of the few states where IDOI has formally partnered with a community college system — Ivy Tech Community College — to serve as an additional exam testing location alongside Pearson VUE centers. This partnership makes exam access more convenient throughout Indiana's geography and is a uniquely Indiana feature.

Step 1: Complete Prelicensing Education (Required)

Indiana requires 20 hours of prelicensing education per line of authority under IC 27-1-15.6.

PLE requirements by line:

Life: 20 hours

Health (Accident & Health): 20 hours

Life & Health combined: 40 hours

Property & Casualty combined: 40 hours

Personal Lines: 20 hours

Limited Title: 10 hours

Variable Life/Variable Annuity: 4 hours

PLE characteristics:

Sequential (forced progression) — must complete modules in order

PLE final exam: 70% minimum to pass and receive Certificate of Completion

Certificate of Completion valid for 6 months — must take exam AND apply within 6 months of completing PLE

Affidavit of Completion required to receive Certificate

Must present Certificate at exam — bring to test center (or electronic copy on mobile device is allowed)

Roster fee: $4.00 collected by provider during enrollment

Course completions reported to Sircon daily

Find approved providers: sircon.com/Indiana → "Look up education courses/credits" → "Approved Courses Inquiry"

JustInsurance's IDOI-approved Indiana prelicensing courses are fully online and self-paced.

Designation exemptions from PLE (IC 27-1-15.6-9): Life & A&H: CLU, CFP, CFC, CPCU, CIC, AAI; bachelor's degree in insurance P&C: CPCU, CIC, AAI Email request to [email protected] with license qualification + photocopy of designation certificate or degree. Critical: Even with a PLE waiver, must still pass the Laws & Regulations Assessment — a separate Indiana-specific laws exam via Pearson VUE.

Step 2: Schedule and Pass the Pearson VUE Exam

Exam administrator: Pearson VUE (same as Colorado and Tennessee; different from MD/VA Prometric; different from NJ/MN PSI)

Website: pearsonvue.com/in/insurance

Phone: (866) 895-0496; first-time users may also call (800) 274-2616

Remote testing: OnVUE (check compatibility at home.pearsonvue.com/in/insurance/onvue)

Spanish exams available at test centers only

Exam fee: $69 Passing score: 70% (scaled; equating process used for different exam forms) Score validity: 6 months from PLE completion (apply within 6 months of both completing PLE and passing exam)

Indiana exam locations — distinctive feature: Exams administered at:

Ivy Tech Community College locations (unique to Indiana)

Pearson VUE professional testing centers

Military sites worldwide

Results: Score report printed at end of exam. Pass: notice of passing. Fail: score + passing score needed + diagnostic breakdown by content area.

Retakes: 48-hour wait between retakes. Must cancel/reschedule 48 hours before exam or forfeit fee. Schedule at least 24 hours in advance. After first attempt: retakes must be taken in-person at Pearson VUE (OnVUE only available for first attempt).

Exam day: Bring one government-issued photo ID AND your Certificate of Completion (or electronic copy). Arrive 30 minutes early. Exam fee paid at time of reservation by credit card, debit card, or voucher.

Indiana Exam Specifications:

Step 3: Complete Fingerprint-Based Background Check

Indiana requires fingerprinting:

Vendor: Gemalto (Thales/IDEMIA)

Fee: ~$47.35

Electronic fingerprinting; results forwarded to IDOI for background check

Step 4: Submit License Application

After passing exam and completing fingerprinting, apply through Sircon or NIPR:

Application fee: $40 per license + $5.60 transaction fee

Apply within 6 months of both completing PLE and passing the Pearson VUE exam.

Work authorization: All applicants must be U.S. citizens or legal aliens with proper work authorization. Documentation to [email protected].

Step 5: Maintain Your License

Renewal: 2 years; last day of birth month. Renewal fee: $40. Late fee: $160. CE: 24 hours (3 Ethics) + additional for annuities and LTC.

Indiana vs. Comparison States

5 Frequently Asked Questions

• What is Indiana's Ivy Tech Community College partnership for exams? IDOI, Pearson VUE, and Ivy Tech Community College have formally partnered to offer Indiana insurance licensing exams at Ivy Tech campuses throughout the state. Ivy Tech has multiple campuses across Indiana — giving candidates in smaller markets access to exam facilities without traveling to major Pearson VUE test centers. Military sites worldwide also offer IDOI exams. This three-venue structure (Ivy Tech + Pearson VUE + military) is unique to Indiana among comparison states.
• What happens if I exceed the 6-month window after completing PLE? If you don't take the exam AND apply for your license within 6 months of completing PLE, you must retake the prelicensing course. The 6-month clock runs from PLE completion — complete PLE, take the exam promptly, apply immediately after passing. Don't let the certificate expire.
• Can I take the Indiana exam remotely (OnVUE) for retakes? For your first attempt, OnVUE remote testing is available. After failing, all retakes must be taken in-person at a Pearson VUE test center or Ivy Tech location. This is a specifically Indiana restriction — plan accordingly if your first attempt doesn't pass.
• What makes the Laws & Regulations Assessment different from the standard exam? Candidates who receive a PLE waiver based on professional designation or degree bypass the standard prelicensing course but must still pass the Laws & Regulations Assessment — an Indiana-specific laws exam administered via Pearson VUE. This ensures all Indiana producers, regardless of PLE waiver status, demonstrate knowledge of Indiana-specific insurance law.
• Why is Indiana significant for the insurance industry specifically? Indianapolis hosts both Eli Lilly (Fortune 500 pharma; Mounjaro/Zepbound driving explosive growth) and Elevance Health (Fortune 500; world's largest for-profit health insurer by enrollment). Warsaw, Indiana is the "Orthopedic Capital of the World" — hosting the highest per-capita concentration of orthopedic device companies globally. These markets create specialty insurance advisory opportunities in pharmaceutical professional, health insurance industry, and medical device executive advisory that are unique to Indiana.

Start Your Indiana License Process

Indiana's IDOI regulatory framework, Pearson VUE/Ivy Tech exam structure, and distinctive pharmaceutical and medical device market create a licensing environment with meaningful specialty career potential. JustInsurance's IDOI-approved Indiana prelicensing courses cover the full Pearson VUE content outline.

Enroll today and start building your Indiana insurance career.