Massachusetts P&C CE
Massachusetts Property & Casualty CE Package
Complete your 45-hour P&C CE requirement online: 3-hr Ethics + 42-hr P&C electives. Same-day reporting to the Massachusetts Division of Insurance. $39.
Course Overview
45
Credit Hours
$39
Course Price
Online, Self-Paced
Course Format
30 Days
Access Duration
What's Included
- 3-hr Ethics
- 42-hr P&C electives
- Interactive online modules
- Module-end quizzes
- Same-day DOI reporting
- Instant certificate of completion
- Expert support
Course Breakdown
- Ethics Hours3 hrs (Ethics)
- P&C Elective Hours42 hrs
- Total CE Hours45 hrs
- Course FormatOnline, Self-Paced
- Course Access30 Days
- ReportingSame-Day to DOI
Important Notes for Massachusetts P&C Producers
- Massachusetts 45-hour CE tier — for licensees on the standard 3-year renewal track.
How Massachusetts P&C CE Reporting Works
From course start to active license — five simple steps.
Complete Modules
Work through 45 hours of state-approved P&C content at your own pace.
Pass Module Quizzes
Each module ends with a short quiz to confirm comprehension and unlock your CE credit.
We Report to the State
JustInsurance electronically files your completion with the Massachusetts Division of Insurance the same business day.
Verify Credits Posted
Most states show CE credits on your license record within 3-5 business days. Confirm via your state portal.
Submit Renewal via NIPR
Complete your renewal application through NIPR or your state portal and pay the renewal fee.
Massachusetts CE Requirements at a Glance
P&C and L&H CE are tracked separately. Here's how this package fits the Massachusetts Division of Insurance's requirements.
P&CThis Package
- Total CE Hours45 hours
- Renewal Period3 years
- Ethics Module3 hrs (Ethics)
- Package Price$39
L&HSeparate Track
- Total CE Hours45 hours
- Renewal Period3 years
- Ethics Required3 hours
- More infoL&H CE →
Renew Your Massachusetts P&C License Today
Complete your 45-hour P&C CE requirement online for $39. We report to the Massachusetts Division of Insurance same-day.
Enroll Now — $39Other Massachusetts P&C CE Packages
Looking for a different Massachusetts P&C CE option? Compare the full lineup.
MA 45-Hour P&C CE FAQs
How many CE hours do P&C agents in Massachusetts need each renewal cycle?
Massachusetts requires Property & Casualty insurance producers to complete 45 hours of continuing education every 3 years, including 3 hours of ethics. Our MA 45-Hour P&C CE package satisfies this requirement in a single bundle. (For comparison, Massachusetts Life & Health agents need 45 hours every 3 years with 3 ethics hours — a different requirement set.)
What's the difference between L&H CE and P&C CE in Massachusetts?
Life & Health (L&H) CE covers life insurance, annuities, health insurance, Medicare, and long-term care topics. Property & Casualty (P&C) CE covers personal auto, homeowners, commercial property, general liability, workers' compensation, and similar coverages. The two CE tracks are tracked separately by the Massachusetts Division of Insurance — completing L&H CE does NOT count toward your P&C requirement, and vice versa. Dual-licensed agents must complete CE for each line they hold.
Does this package include the Massachusetts ethics requirement?
Yes. The MA 45-Hour P&C CE package includes 3 hours of Ethics — the exact ethics module required by the Massachusetts Division of Insurance for P&C CE renewal. You do not need to enroll in a separate ethics course.
How does CE reporting work?
When you complete your final module, JustInsurance electronically reports your CE completion to the Massachusetts Division of Insurance the same business day. Most states post the credit to your license record within 3-5 business days. There are no certificates to mail and no additional forms to submit on your end.
What happens if I miss my CE deadline?
Missing your CE deadline can result in license suspension, late fees, and reinstatement requirements. Massachusetts typically requires you to complete all overdue CE plus any reinstatement penalties before your license is reactivated. We recommend completing your CE at least 30 days before your renewal date — the entire MA 45-Hour P&C CE package can be finished in a single sitting if needed.
I hold both an L&H license and a P&C license. Do I need two separate CE packages?
Yes. Massachusetts treats L&H CE and P&C CE as separate compliance tracks. You'll need to complete the full 45 hours of P&C CE for your P&C license AND the 45 hours of L&H CE for your L&H license each renewal cycle. JustInsurance offers both — you can bundle them at checkout.
Does this package satisfy any state-specific P&C training requirements?
Massachusetts 45-hour CE tier — for licensees on the standard 3-year renewal track. All other modules in the MA 45-Hour P&C CE package are also state-approved by the Massachusetts Division of Insurance for P&C CE credit.
Explore More Massachusetts Resources
Dive deeper into Massachusetts licensing, exam prep, and CE renewal.
Overview
Massachusetts Insurance License Hub
Overview of prelicensing, CE, and exam requirements in Massachusetts.
Requirements
Massachusetts License Requirements
Step-by-step legal and documentation requirements from the Massachusetts Department of Insurance.
Practice
Massachusetts Practice Exam
Free practice questions modeled on the Massachusetts state licensing exam.
Prelicensing
Massachusetts Prelicensing Courses
All state-approved prelicensing course options for Massachusetts.
Life
Massachusetts Life Insurance Prelicensing
Prelicensing course for the Life-only license in Massachusetts.
Health
Massachusetts Health Insurance Prelicensing
Prelicensing course for the Health-only license in Massachusetts.
L&H
Massachusetts Life & Health Prelicensing
Combined Life & Health prelicensing course for Massachusetts.
CE Life
Massachusetts Life CE Renewal
CE hours for Massachusetts Life license renewal.
CE Health
Massachusetts Health CE Renewal
CE hours for Massachusetts Health license renewal.
CE L&H
Massachusetts Life & Health CE Renewal
Combined Life & Health CE for Massachusetts license renewal.