New Jersey Property & Casualty CE Package

New Jersey requires Property & Casualty insurance producers to complete 24 hours of continuing education every 2 years, including 3 hours of ethics. Our New Jersey P&C CE package satisfies this requirement in a single bundle. (For comparison, New Jersey Life & Health agents need 24 hours every 2 years with 3 ethics hours — a different requirement set.)

Life & Health (L&H) CE covers life insurance, annuities, health insurance, Medicare, and long-term care topics. Property & Casualty (P&C) CE covers personal auto, homeowners, commercial property, general liability, workers' compensation, and similar coverages. The two CE tracks are tracked separately by the New Jersey Department of Banking and Insurance — completing L&H CE does NOT count toward your P&C requirement, and vice versa. Dual-licensed agents must complete CE for each line they hold.

Yes. The New Jersey P&C CE package includes 3 hours of Ethics — the exact ethics module required by the New Jersey Department of Banking and Insurance for P&C CE renewal. You do not need to enroll in a separate ethics course.

When you complete your final module, JustInsurance electronically reports your CE completion to the New Jersey Department of Banking and Insurance the same business day. Most states post the credit to your license record within 3-5 business days. There are no certificates to mail and no additional forms to submit on your end.

Missing your CE deadline can result in license suspension, late fees, and reinstatement requirements. New Jersey typically requires you to complete all overdue CE plus any reinstatement penalties before your license is reactivated. We recommend completing your CE at least 30 days before your renewal date — the entire New Jersey P&C CE package can be finished in a single sitting if needed.

Yes. New Jersey treats L&H CE and P&C CE as separate compliance tracks. You'll need to complete the full 24 hours of P&C CE for your P&C license AND the 24 hours of L&H CE for your L&H license each renewal cycle. JustInsurance offers both — you can bundle them at checkout.

The 21 hours of P&C electives cover personal lines (homeowners, personal auto, umbrella), commercial lines (commercial property, general liability, workers' compensation, commercial auto), claims handling, and risk management — all updated to reflect current New Jersey insurance regulations and product trends.